Duke University Health Insurance Plan

Duke offers employees a choice of dental care plans depending on the level of coverage faculty staff and their family members may need.

Duke university health insurance plan. This coverage supplements duke s regular health insurance plan or the employee s other health insurance coverage. Please call your insurance company and ask if you have access to health care services at duke health locations and what if any co payments co insurances and deductibles will be your responsibility. Plan your duke health insurance coverage when the open enrollment season opens. This plan uses a health care provider network unique to duke.

Tobacco use surcharge fee duke charges employees covered under a duke medical insurance plan who smoke or use other forms of tobacco an. Since this network is unique we encourage you to carefully review the provider listing here. The plan has received a platinum tier rating under the new affordable care act aca rating system. The vision plan administered by unitedhealthcare vision allows you to pay for vision benefits on a pre tax basis.

Both plans cover preventive basic and major services but they differ in how they pay for covered services. The annual cost of coverage for all eligible students for the 2020 2021 plan year is 3 605 00 for dependents the annual premium rates are as follows. Student insurance plans with bcbs are identified as student blue. Each health care plan covers pharmacy and behavioral health benefits.

The 2020 21 duke smip is underwritten by blue cross blue shield bcbs of north carolina. Accepted health insurance plans duke health contracts with most major health insurance carriers and transplant networks. Plan benefits the duke smip continues to provide excellent benefits at a valuable cost. All out of pocket costs coinsurance copayments and deductible amounts will apply to the out of pocket limit.

The coverage also includes up to seven days of personal travel when taken in conjunction with a covered business trip. Vision insurance while duke s medical plans provide coverage for annual eye exams duke also offers a nationwide vision care plan to manage the cost of eyeglasses and contact lenses as well as eye examinations. Duke select available only to employees living in zip codes beginning with 272 273 275 276 and 277. Important points to consider duke health is contracted to participate with insurance products and provider networks that offer both primary and specialty care.

The duke consultation and referral center 888 275 3853 can also review the list of duke health accepted insurance plans with you. Duke offers three hmos.